Touring caravans
Touring caravan finance
Spread the cost of a touring caravan over a term that suits you. Use the calculator for an indicative figure, then talk to us for a real one.
- Terms up to 120 months
- New and used
- Dealer or private sale
Finance Calculator
What could Hire Purchase cost?
Your illustration
- Amount of credit
- £14,000
- Illustrative APR
- 9.9%
- Total charge for credit
- £2,876.36
- Total amount payable
- £17,876.36
- 48 monthly payments of
- £351.57
Includes a £1 option to purchase fee. An illustration only — not a quote and not an offer of credit. Your rate depends on your circumstances and the lender. Finance is subject to status and income. Q-Finance is a credit broker, not a lender.
Q-Finance is a credit broker, not a lender. Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 18.8%, the amount payable would be £200.34 a month, with a total cost of credit of £4,020.11 and a total amount payable of £12,020.11.
Ready to apply?
Get an indicative figure
Use the calculator, then speak to an adviser about your caravan.
How caravan finance works
A touring caravan is usually financed on hire purchase: you pay a deposit, then fixed monthly payments, and the caravan is yours after the final one. Because caravans hold their value well, lenders will often go longer on the term than they would on a car.
- Terms from 24 to 120 months, depending on the lender, the caravan and your circumstances.
- New and used caravans, from a dealer or a private seller.
- A deposit is not always required, but it lowers the monthly payment and the total cost.
What to check before buying
- Damp. Get a professional damp test on any used caravan before you commit.
- Habitation service history, which is separate from any chassis or running gear checks.
- The CRiS number, which confirms the caravan is registered and not recorded as stolen or written off.
- Weight against your tow car and your driving licence entitlement.
- Tyre age, not just tread, as caravan tyres often age out before they wear out.
Insurance and storage
Budget for these before you fix the finance payment. Specialist caravan insurance and secure storage are both annual costs, and a storage site may ask for particular security devices before it will take the caravan.
Common questions
Related reading
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Motorhomes & campervans
Motorhome Finance Calculator
Work out indicative monthly payments on a motorhome or campervan, then talk to a specialist adviser. Longer terms available on higher-value vehicles.
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Guide
How much can I borrow for a car?
How lenders work out what you can afford, why the answer is a monthly payment rather than a lump sum, and how deposit and term change the number.
Ready to apply?
Get an indicative figure
Use the calculator, then speak to an adviser about your caravan.