Motorhomes & campervans
Motorhome and campervan finance
Motorhomes are financed over longer terms than cars and hold value differently. Use the calculator for an indicative figure, then talk to us for a real one.
- Longer terms available
- Motorhomes & campervans
- New and used
Finance Calculator
What could Hire Purchase cost?
Your illustration
- Amount of credit
- £14,000
- Illustrative APR
- 9.9%
- Total charge for credit
- £2,876.36
- Total amount payable
- £17,876.36
- 48 monthly payments of
- £351.57
Includes a £1 option to purchase fee. An illustration only — not a quote and not an offer of credit. Your rate depends on your circumstances and the lender. Finance is subject to status and income. Q-Finance is a credit broker, not a lender.
Q-Finance is a credit broker, not a lender. Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 18.8%, the amount payable would be £200.34 a month, with a total cost of credit of £4,020.11 and a total amount payable of £12,020.11.
Ready to apply?
Get an indicative figure
Use the calculator, then speak to an adviser who knows motorhomes.
How motorhome finance differs
Two things set motorhome finance apart from car finance: the amounts are larger, and the vehicles depreciate more slowly. Both push in the same direction, which is longer available terms.
- Terms commonly run longer than on cars, which keeps monthly payments manageable on a high-value vehicle.
- Slower depreciation means lenders are more comfortable with older vehicles than they would be with a car of the same age.
- Usage is seasonal and mileage is usually low, which lenders understand and factor in.
What to check before buying
- Damp. It is the single biggest issue on used motorhomes — get a professional damp check.
- Habitation service history, which is separate from the mechanical service history.
- Weight and payload against your driving licence entitlement.
- Gas and electrical safety certification.
- Tyre age, not just tread — motorhome tyres often age out before they wear out.
Insurance and storage
Budget for these before you fix the finance payment. Specialist motorhome insurance and secure storage are both meaningful annual costs, and storage in particular can be hard to find at short notice in some areas.
Common questions
Related reading
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Used car finance
Used Car Finance
Finance a used car from a dealership or privately. Hire purchase, PCP and personal loans from a panel of lenders, with a soft search that won't affect your credit score.
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Guide
How much can I borrow for a car?
How lenders work out what you can afford, why the answer is a monthly payment rather than a lump sum, and how deposit and term change the number.
Ready to apply?
Get an indicative figure
Use the calculator, then speak to an adviser who knows motorhomes.