Apply for finance

Before you submit

Submitting an application does not guarantee that finance will be available and does not commit you to entering into a finance agreement. Any finance offer will be subject to lender assessment, eligibility criteria and the terms of the proposed agreement.

Credit searches

We may use the information you provide to carry out an initial eligibility or soft credit search. A soft search does not affect your credit score and is not normally visible to other lenders.

If you choose to proceed with a finance application, the lender may carry out further checks, including a hard credit search. A hard search will be recorded on your credit file and may be visible to other lenders.

Your personal information

We will use your personal information to process your application and may share it with lenders, credit reference agencies, fraud prevention agencies and other organisations involved in assessing or administering your application, as explained in our Privacy Notice.

By continuing, you confirm that you have read our Privacy Notice.

Commission

If you enter into a finance agreement through Q-Finance, we may receive commission from the lender. The amount and basis of commission can vary between lenders and products and, where applicable, may affect the amount payable under your agreement.

Information about the commission arrangements relevant to your proposed agreement will be provided before you enter into it. You can also ask us for the amount, or likely amount, of commission we will receive.