Local car finance
Car finance near you, wherever you are
Q-Finance arranges finance across the whole of the UK, and our dealer partner network means there is usually somewhere local to buy from too.
- 1,500+ dealer partners
- UK-based advisers
- Apply from anywhere
Finance Calculator
What could Hire Purchase cost?
Your illustration
- Amount of credit
- £14,000
- Illustrative APR
- 9.9%
- Total charge for credit
- £2,876.36
- Total amount payable
- £17,876.36
- 48 monthly payments of
- £351.57
Includes a £1 option to purchase fee. An illustration only — not a quote and not an offer of credit. Your rate depends on your circumstances and the lender. Finance is subject to status and income. Q-Finance is a credit broker, not a lender.
Q-Finance is a credit broker, not a lender. Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 18.8%, the amount payable would be £200.34 a month, with a total cost of credit of £4,020.11 and a total amount payable of £12,020.11.
Ready to apply?
Find a dealer near you
Search our partner network by postcode, make and distance.
Finance is national, the car is local
Vehicle finance is arranged remotely — the application, the decision and the paperwork all happen online or over the phone, wherever you live. What tends to be local is the vehicle itself.
That is why we run a dealer partner directory. You can search by postcode, filter by make, and see which of our partners are within a sensible distance of you.
Why buying through a partner helps
- The dealer already works with us, so the finance side is familiar and fast.
- Stock is visible with finance built in, so you see a monthly figure up front.
- Documents can be signed electronically, so there is less back and forth.
- If something needs sorting, we already have a relationship with the dealer.
Buying somewhere else
You are not restricted to our partners. We can usually fund a purchase from any registered trader, and for private sales a personal loan is normally available. Tell us where the vehicle is and we will confirm what is possible.
Common questions
Related reading
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Used car finance
Used Car Finance
Finance a used car from a dealership or privately. Hire purchase, PCP and personal loans from a panel of lenders, with a soft search that won't affect your credit score.
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First-time buyers
First-Time Buyer Car Finance
Car finance for first-time buyers and drivers with no credit history. How to build a file, what to budget for, and what lenders look for.
Ready to apply?
Find a dealer near you
Search our partner network by postcode, make and distance.