Apply for finance
- No impact on your credit score – we start with a soft search
- 35+ lenders, one application – an FCA-authorised broker
Takes just a few minutes
What happens next
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Tell us about you
A few questions about you and the finance you are looking for.
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We search our panel
A soft search across our panel of 35+ lenders. It does not affect your credit score.
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You choose
We come back with the options available to you. Nothing goes further unless you decide to proceed.
A soft search first
A soft search does not affect your credit score and is not normally visible to other lenders.
One application, a panel of lenders
We search our panel of lenders for finance options based on your circumstances and the information you provide. We do not search the whole market and cannot guarantee that the finance available through us will be the cheapest or most suitable option available elsewhere.
A real person either side
A UK-based adviser picks it up. If anything needs a conversation, you get one.
Q-Finance is a credit broker, not a lender. We will use the information you provide to search our panel of lenders for available finance options. We do not search the whole market.
Before you submit
Submitting an application does not guarantee that finance will be available and does not commit you to entering into a finance agreement. Any finance offer will be subject to lender assessment, eligibility criteria and the terms of the proposed agreement.
Credit searches
We may use the information you provide to carry out an initial eligibility or soft credit search. A soft search does not affect your credit score and is not normally visible to other lenders.
If you choose to proceed with a finance application, the lender may carry out further checks, including a hard credit search. A hard search will be recorded on your credit file and may be visible to other lenders.
Your personal information
We will use your personal information to process your application and may share it with lenders, credit reference agencies, fraud prevention agencies and other organisations involved in assessing or administering your application, as explained in our Privacy Notice.
By continuing, you confirm that you have read our Privacy Notice.
Read our Privacy NoticeCommission
Q-Finance is a credit broker, not a lender. If you enter into a finance agreement through us, we will receive a commission from the lender. The amount and basis of commission can vary between lenders and finance products. Where applicable, the commission arrangements may affect the amount payable under your finance agreement. We will provide details of the commission arrangements relevant to your proposed agreement before you enter into it. You can also ask us for the amount, or likely amount, of commission we will receive.
Q-Finance is a credit broker, not a lender. Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 18.8%, the amount payable would be £200.34 a month, with a total cost of credit of £4,020.11 and a total amount payable of £12,020.11.